/* 텍스원 세무회계 — 2026-10-06
   시안: design/sample (21).jpg  /  색은 텍스원 기존 사이트 색을 쓰지 않고 새로 잡음 (짙은 초록 + 호박색)
   휴대폰에서는 자격 조회 프로그램만 보인다 (.pc-only 숨김) */

:root{
  /* 2026-10-06 미르 선택: 남색 + 선명한 파랑 (예전 초록·호박색 이름은 그대로 두고 값만 바꿈) */
  --green:#2F6BFF;
  --green-d:#0B1B3A;
  --green-m:#4F84FF;
  --green-l:#EEF3FF;
  --amber:#8FB3FF;
  --amber-d:#2F6BFF;
  --ink:#0F1E2E;
  --sub:#5A6675;
  --line:#E2E8F3;
  --bg:#F6F8FC;
  --ph:#DDE4F0;
  --serif:"Noto Serif KR",serif;
  --wrap:1240px;
  --ease:cubic-bezier(.22,.61,.36,1);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{font-family:"Pretendard",-apple-system,"Malgun Gothic",sans-serif;color:var(--ink);background:#fff;font-size:16px;line-height:1.6;word-break:keep-all;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
ul,ol{list-style:none}
img{max-width:100%;display:block}
svg{display:block}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.center{text-align:center}
em{font-style:normal;color:var(--green)}
.m-only{display:none}

/* 빈 이미지 자리 */
.ph{position:relative;background:var(--ph) repeating-linear-gradient(45deg,transparent 0 14px,rgba(255,255,255,.4) 14px 28px);overflow:hidden}
.ph::after{content:attr(data-label) "\A" attr(data-size);white-space:pre;position:absolute;inset:0;display:flex;align-items:center;justify-content:center;text-align:center;color:#5F6F8A;font-size:14px;font-weight:600;line-height:1.5;padding:10px}

/* 아이콘 공통 */
svg use{fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}

/* 단추 */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:52px;padding:0 26px;border-radius:8px;font-weight:700;font-size:16px;font-family:inherit;border:0;cursor:pointer;transition:transform .2s,background .2s,box-shadow .2s,color .2s}
.btn svg{width:18px;height:18px}
.btn:hover{transform:translateY(-2px)}
.btn-green{background:var(--green);color:#fff;box-shadow:0 10px 22px rgba(47,107,255,.22)}
.btn-green:hover{background:var(--green-d)}
.btn-amber{background:var(--amber);color:var(--green-d)}
.btn-amber:hover{background:#A9C3FF}
.btn-line{background:#fff;color:var(--ink);border:1.5px solid var(--line)}
.btn-line:hover{border-color:var(--green);color:var(--green)}
.btn-sm{height:44px;padding:0 20px;font-size:15px}
.btn-block{width:100%}

/* 섹션 공통 */
.sec{padding:110px 0}
.eyebrow{font-size:13px;font-weight:800;letter-spacing:.12em;color:var(--green);margin-bottom:14px}
.eyebrow.light{color:#8FB3FF}
.eyebrow.amber{color:var(--amber)}
.sec-head{margin-bottom:52px}
h2{font-family:var(--serif);font-weight:700;letter-spacing:-.02em;line-height:1.3}
.sec-head h2{font-size:38px;color:var(--ink)}
.sec-head.row{display:flex;justify-content:space-between;align-items:flex-end;gap:20px}
.lead{color:var(--sub);font-size:17px;line-height:1.75;margin:20px 0 26px}

/* ── 머리말 (높이 84) ── */
.hd{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);transition:box-shadow .25s}
.hd.on{box-shadow:0 4px 18px rgba(15,30,46,.07)}
.hd-in{height:84px;display:flex;align-items:center;gap:36px}
.logo{display:flex;align-items:center;gap:10px}
.logo-mark svg{width:36px;height:36px}
.logo-txt{font-size:22px;font-weight:800;color:var(--ink);letter-spacing:-.03em;display:flex;align-items:baseline;gap:6px}
.logo-txt small{font-size:15px;font-weight:600;color:var(--sub)}
.nav{display:flex;gap:32px;margin-left:auto}
.nav a{font-size:15px;font-weight:600;color:#3A4655;transition:color .2s}
.nav a:hover{color:var(--green)}
.hd-call{margin-left:auto;width:42px;height:42px;border-radius:50%;background:var(--green);color:#fff;display:none;align-items:center;justify-content:center}
.hd-call svg{width:20px;height:20px}

/* ── 히어로 + 프로그램 ── */
.hero{position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0%,#F2F6FD 100%)}
/* 히어로 사진 전체 깔기 (2026-10-06 미르) — 왼쪽 글자 쪽은 밝은 막, 아래는 숫자 띠로 이어지게 */
.hero-photo{position:absolute;inset:0;background:url(../images/hero.jpg) 60% center/cover no-repeat}
.hero-photo::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.97) 0%,rgba(255,255,255,.9) 30%,rgba(255,255,255,.45) 50%,rgba(255,255,255,.08) 70%,rgba(255,255,255,0) 100%),linear-gradient(0deg,rgba(242,246,253,.95) 0%,rgba(242,246,253,0) 26%);z-index:1}
.hero-in{position:relative;z-index:2;display:grid;grid-template-columns:1fr 450px;gap:60px;align-items:center;min-height:760px;padding:60px 20px 130px}
.hero h1{font-family:var(--serif);font-size:60px;line-height:1.2;font-weight:700;letter-spacing:-.03em;color:var(--ink)}
.hero h1 em{color:var(--green)}
.hero-sub{margin-top:24px;font-size:17px;line-height:1.75;color:var(--sub)}
.hero-sub .sub-strong{color:var(--ink);font-weight:700}
.hero-btns{display:flex;gap:12px;margin-top:34px}
.hero-trust{display:flex;align-items:center;gap:14px;margin-top:42px}
.trust-ico{width:48px;height:48px;border-radius:50%;background:var(--green-l);color:var(--green);display:flex;align-items:center;justify-content:center}
.trust-ico svg{width:24px;height:24px}
.hero-trust b{font-size:15px}
.hero-trust small{color:var(--sub);font-size:13px}

/* 자격 조회 프로그램 카드 */
.survey{background:#fff;border-radius:22px;box-shadow:0 30px 70px rgba(11,27,58,.18),0 2px 6px rgba(11,27,58,.06);overflow:hidden;border:1px solid rgba(47,107,255,.08)}
.sv-head{display:flex;justify-content:space-between;align-items:flex-start;padding:24px 26px 16px;background:linear-gradient(135deg,var(--green-d),var(--green));color:#fff}
.sv-kicker{font-size:12px;font-weight:700;letter-spacing:.08em;color:var(--amber)}
.sv-title{font-family:var(--serif);font-size:23px;margin-top:4px}
.sv-count{font-size:13px;font-weight:800;background:rgba(255,255,255,.14);border-radius:999px;padding:5px 12px;white-space:nowrap}
.sv-bar{height:5px;background:var(--green-l)}
.sv-bar span{display:block;height:100%;width:14%;background:linear-gradient(90deg,var(--green),#7FA6FF);border-radius:0 3px 3px 0;transition:width .45s cubic-bezier(.4,0,.2,1)}
.sv-body{padding:24px 26px 8px;min-height:430px;position:relative}
.sv-step{animation:svIn .4s cubic-bezier(.2,.7,.3,1)}
.sv-step.back{animation:svBack .4s cubic-bezier(.2,.7,.3,1)}
@keyframes svIn{from{opacity:0;transform:translateX(26px)}to{opacity:1;transform:none}}
@keyframes svBack{from{opacity:0;transform:translateX(-26px)}to{opacity:1;transform:none}}
.sv-q{font-size:20px;font-weight:800;letter-spacing:-.02em;line-height:1.4}
.sv-hint{font-size:13px;color:var(--sub);margin-top:4px}
.sv-opts{display:grid;gap:10px;margin-top:18px}
.sv-opts.two{grid-template-columns:1fr}
.sv-opt{display:flex;align-items:center;gap:12px;width:100%;text-align:left;background:#fff;border:1.5px solid var(--line);border-radius:14px;padding:14px 16px;font:inherit;font-size:15px;font-weight:600;color:var(--ink);cursor:pointer;transition:border-color .15s,background .15s,transform .15s}
.sv-opt:hover{border-color:#A9C3FF;background:#FAFBFF}
.sv-opt:active{transform:scale(.985)}
.sv-opt .o-ico{width:34px;height:34px;border-radius:10px;background:var(--green-l);color:var(--green);display:flex;align-items:center;justify-content:center;flex:none}
.sv-opt .o-ico svg{width:18px;height:18px}
.sv-opt .o-txt{flex:1;line-height:1.35}
.sv-opt .o-txt small{display:block;font-size:12px;font-weight:500;color:var(--sub)}
.sv-opt .o-chk{width:22px;height:22px;border-radius:50%;border:1.5px solid var(--line);display:flex;align-items:center;justify-content:center;flex:none;transition:.15s}
.sv-opt .o-chk svg{width:14px;height:14px;opacity:0;color:#fff}
.sv-opt.sel{border-color:var(--green);background:var(--green-l)}
.sv-opt.sel .o-chk{background:var(--green);border-color:var(--green)}
.sv-opt.sel .o-chk svg{opacity:1}
.sv-nav{display:flex;gap:10px;margin-top:18px;padding-bottom:18px}
.sv-back{height:50px;width:50px;border-radius:12px;border:1.5px solid var(--line);background:#fff;color:var(--sub);display:flex;align-items:center;justify-content:center;cursor:pointer;flex:none}
.sv-back svg{width:20px;height:20px}
.sv-next{flex:1;height:50px;border-radius:12px;border:0;background:var(--green);color:#fff;font:inherit;font-weight:800;font-size:16px;cursor:pointer;transition:background .2s,opacity .2s}
.sv-next:disabled{opacity:.35;cursor:default}
.sv-next:not(:disabled):hover{background:var(--green-d)}
.sv-err{color:#C23B3B;font-size:13px;font-weight:600;min-height:18px;margin-top:8px}
/* 분석 중 */
/* 분석 화면: 옆으로 미끄러지지 않고 제자리에서 나타나며, 카드 가운데에 놓인다 */
.sv-body .sv-step.sv-load{animation:svFade .4s ease;text-align:center;padding:26px 0 30px;display:flex;flex-direction:column;align-items:center;justify-content:center}
@keyframes svFade{from{opacity:0}to{opacity:1}}
.sv-ring{width:76px;height:76px;margin:0 auto 22px;border-radius:50%;border:5px solid var(--green-l);border-top-color:var(--green);animation:spin 1s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
/* 분석 체크 목록 — 한 줄씩 칸에 담은 항목 모양 (2026-10-07 미르) */
.sv-load ul{display:grid;gap:8px;width:100%;margin:22px 0 0;text-align:left}
.sv-load li{display:flex;align-items:center;gap:12px;border:1px solid var(--line);background:#fff;border-radius:12px;padding:12px 14px;transition:border-color .4s var(--ease),background .4s var(--ease)}
.ld-no{display:none}
.ld-chk{width:26px;height:26px;border-radius:50%;border:1.5px solid var(--line);background:#fff;display:flex;align-items:center;justify-content:center;flex:none;transition:background .4s var(--ease),border-color .4s var(--ease)}
.ld-chk svg{width:14px;height:14px;color:#fff;opacity:0;transition:opacity .3s}
.ld-chk svg use{stroke-width:2.6}
.sv-load li b{flex:1;font-size:15px;font-weight:600;color:#9AA5B1;transition:color .4s var(--ease)}
.ld-st{font-style:normal;font-size:12px;font-weight:700}
.ld-st i{font-style:normal}
.ld-wait{color:#9AA5B1}
.ld-wait::after{content:"";display:inline-block;width:10px;height:10px;margin-left:6px;vertical-align:-1px;border-radius:50%;border:2px solid #D6DEEA;border-top-color:var(--green);animation:spin .8s linear infinite}
.ld-ok{display:none;color:var(--green);background:var(--green-l);border-radius:999px;padding:3px 9px}
.sv-load li.done{border-color:#C9D9FB;background:#F7FAFF}
.sv-load li.done .ld-chk{background:var(--green);border-color:var(--green)}
.sv-load li.done .ld-chk svg{opacity:1}
.sv-load li.done b{color:var(--ink)}
.sv-load li.done .ld-wait{display:none}
.sv-load li.done .ld-ok{display:inline-block}
/* 연락처 입력 */
.sv-form label{display:block;font-size:13px;font-weight:700;color:#3A4655;margin-top:14px}
.sv-form input,.sv-form select{display:block;width:100%;height:50px;margin-top:6px;border:1.5px solid var(--line);border-radius:12px;padding:0 14px;font:inherit;font-size:15px;color:var(--ink);background:#fff;transition:border-color .2s}
.sv-form input:focus,.sv-form select:focus{outline:0;border-color:var(--green)}
.sv-form .agree{display:flex;align-items:flex-start;gap:8px;font-weight:500;color:var(--sub);font-size:13px;margin-top:14px;cursor:pointer}
.sv-form .agree input{width:18px;height:18px;margin:1px 0 0;accent-color:var(--green);flex:none}
.sv-done-badge{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:800;color:var(--green);background:var(--green-l);border-radius:999px;padding:5px 12px}
.sv-done-badge svg{width:15px;height:15px}
/* 결과 */
.sv-result{text-align:center;padding-top:6px}
.sv-meter{position:relative;width:150px;height:150px;margin:6px auto 14px}
.sv-meter svg{width:150px;height:150px;transform:rotate(-90deg)}
.sv-meter circle{fill:none;stroke-width:12}
.sv-meter .bg{stroke:var(--green-l)}
.sv-meter .fg{stroke:var(--green);stroke-linecap:round;stroke-dasharray:408;stroke-dashoffset:408;transition:stroke-dashoffset 1.3s cubic-bezier(.3,.7,.3,1)}
.sv-meter.mid .fg{stroke:var(--amber)}
.sv-meter.low .fg{stroke:#9AA5B1}
.sv-meter b{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;font-size:17px;font-weight:800;color:var(--ink);text-align:center;line-height:1.3}
.sv-result h3{font-size:21px;font-weight:800;letter-spacing:-.02em}
.sv-result p{font-size:14px;color:var(--sub);margin-top:8px;line-height:1.7}
.sv-reasons{text-align:left;background:var(--bg);border-radius:14px;padding:14px 16px;margin:16px 0 4px}
.sv-reasons li{display:flex;gap:8px;font-size:13.5px;line-height:1.55;padding:4px 0;color:#3A4655}
.sv-reasons li svg{width:16px;height:16px;flex:none;margin-top:2px;color:var(--green)}
.sv-call{display:flex;align-items:center;justify-content:center;gap:8px;height:52px;border-radius:12px;background:var(--green);color:#fff;font-weight:800;margin-top:14px}
.sv-call svg{width:18px;height:18px}
.sv-again{background:none;border:0;color:var(--sub);font:inherit;font-size:13px;text-decoration:underline;margin:12px 0 16px;cursor:pointer}
.sv-foot{display:flex;align-items:center;gap:6px;font-size:12px;color:var(--sub);padding:12px 26px 16px;border-top:1px solid var(--line);background:var(--bg)}
.sv-foot svg{width:14px;height:14px;color:var(--green);flex:none}

/* ── 숫자 띠 (히어로에 걸침) ── */
.stats-wrap{position:relative;z-index:3;margin-top:-80px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:20px;box-shadow:0 20px 50px rgba(15,30,46,.08);border:1px solid var(--line);padding:30px 10px}
.stats li{display:flex;align-items:center;gap:16px;padding:0 26px;border-left:1px solid var(--line)}
.stats li:first-child{border-left:0}
.st-ico{width:54px;height:54px;border-radius:50%;background:var(--green-l);color:var(--green);display:flex;align-items:center;justify-content:center;flex:none}
.st-ico svg{width:26px;height:26px}
.stats b{display:block;font-family:var(--serif);font-size:30px;line-height:1.15;color:var(--ink)}
.stats small{font-size:13px;color:var(--sub)}

/* ── 세무사 소개 ── */
.about-in{display:grid;grid-template-columns:520px 1fr;gap:80px;align-items:center}
.about-photo{position:relative}
.about-img{height:600px;border-radius:22px;overflow:hidden;background:var(--ph)}
.about-img img{width:100%;height:100%;object-fit:cover}
.about-badge{position:absolute;right:-30px;bottom:50px;display:flex;align-items:center;gap:14px;background:var(--green);color:#fff;border-radius:18px;padding:20px 26px;box-shadow:0 18px 40px rgba(11,27,58,.3)}
.about-badge span{width:50px;height:50px;border-radius:50%;background:rgba(255,255,255,.16);display:flex;align-items:center;justify-content:center}
.about-badge span svg{width:24px;height:24px}
.about-badge b{display:block;font-family:var(--serif);font-size:30px;line-height:1.1}
.about-badge small{font-size:13px;opacity:.85}
.about-txt h2{font-size:38px}
.checks{display:grid;gap:12px;margin-bottom:34px}
.checks li{display:flex;align-items:center;gap:12px;font-size:16px;color:#3A4655}
.checks svg{width:22px;height:22px;padding:4px;border-radius:50%;background:var(--green);color:#fff;flex:none}
.checks svg use{stroke-width:2.6}

/* ── 업무 분야 4칸 ── */
.services{background:var(--bg)}
.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.svc-grid li{background:#fff;border:1px solid var(--line);border-radius:18px;padding:36px 26px 30px;text-align:center;transition:transform .6s var(--ease),box-shadow .6s var(--ease),border-color .6s var(--ease)}
.svc-grid li:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(15,30,46,.07);border-color:#D6E2FA}
.svc-ico{width:70px;height:70px;border-radius:50%;background:var(--green-l);color:var(--green);display:flex;align-items:center;justify-content:center;margin:0 auto 22px;transition:background .6s var(--ease),color .6s var(--ease)}
.svc-grid li:hover .svc-ico{background:var(--green);color:#fff}
.svc-ico svg{width:32px;height:32px}
.svc-grid b{display:block;font-size:20px;font-weight:800;letter-spacing:-.02em}
.svc-grid p{font-size:14.5px;color:var(--sub);margin:12px 0 20px;min-height:68px}
.svc-grid a{display:inline-flex;align-items:center;gap:6px;font-size:14px;font-weight:700;color:var(--green)}
.svc-grid a svg{width:16px;height:16px}

/* ── 짙은 초록 띠 ── */
.why-wrap{padding:110px 0 0}
/* 띠 전체에 상담 서류 사진 + 남색 막 (2026-10-06 미르) */
.why{background:var(--green-d) url(../images/why-bg.jpg) center 60%/cover no-repeat;border-radius:26px;overflow:hidden;color:#fff;position:relative}
.why::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,27,58,.94) 0%,rgba(11,27,58,.86) 50%,rgba(11,27,58,.72) 100%)}
.why::before{content:"";position:absolute;left:-120px;top:-120px;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(47,107,255,.22),transparent 70%);z-index:1}
.why-txt{padding:64px 60px;position:relative;z-index:1}
.why-txt h2{font-size:36px}
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:40px}
.why-grid li span{width:56px;height:56px;border-radius:50%;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);color:var(--amber);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.why-grid li span svg{width:26px;height:26px}
.why-grid b{display:block;font-size:16px}
.why-grid p{font-size:13.5px;color:rgba(255,255,255,.72);margin-top:8px;line-height:1.6}

/* ── 진행 절차 ── */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;margin-bottom:50px}
.steps li{position:relative;text-align:center;padding:0 10px}
/* 단계 사이 연결선: 가는 선 위로 파란 빛이 왼쪽 → 오른쪽으로 흐른다 (2026-10-06 미르, 네온 느낌) */
.steps li:not(:last-child)::before,.steps li:not(:last-child)::after{content:"";position:absolute;top:38px;left:calc(50% + 50px);right:calc(-50% + 50px);height:1.5px;border-radius:2px}
.steps li:not(:last-child)::before{background:#D6E2FA}
.steps li:not(:last-child)::after{background:linear-gradient(90deg,rgba(47,107,255,0) 0%,#2F6BFF 45%,#9EC1FF 55%,rgba(47,107,255,0) 100%) no-repeat;background-size:40% 100%;filter:drop-shadow(0 0 3px rgba(47,107,255,.9)) drop-shadow(0 0 7px rgba(47,107,255,.55));animation:neonFlow 2.2s cubic-bezier(.45,0,.55,1) infinite}
.steps li:nth-child(2)::after{animation-delay:.55s}
.steps li:nth-child(3)::after{animation-delay:1.1s}
@keyframes neonFlow{0%{background-position:-70% 0;opacity:0}12%{opacity:1}88%{opacity:1}100%{background-position:170% 0;opacity:0}}
@media (prefers-reduced-motion:reduce){.steps li::after{animation:none;opacity:0}}
.stp-ico{width:76px;height:76px;border-radius:50%;background:#fff;border:1.5px solid var(--line);color:var(--green);display:flex;align-items:center;justify-content:center;margin:0 auto 20px;box-shadow:0 10px 24px rgba(15,30,46,.06);transition:background .3s,color .3s}
.steps li:hover .stp-ico{background:var(--green);color:#fff}
.stp-ico svg{width:32px;height:32px}
.steps em{display:block;font-family:var(--serif);font-size:15px;color:var(--amber-d);font-weight:700}
.steps b{display:block;font-size:19px;margin:4px 0 8px}
.steps p{font-size:14.5px;color:var(--sub)}

/* ── 사진 띠 ── */
.cta{position:relative;border-radius:26px;overflow:hidden;min-height:460px;display:flex;align-items:center}
/* 띠 배경 사진 (2026-10-06) — 사람이 글자와 안 겹치게 사진은 오른쪽에 붙이고, 왼쪽은 남색으로 이어 붙인다 */
.cta-bg{position:absolute;inset:0;background:var(--green-d) url(../images/cta-bg.jpg) right center/auto 100% no-repeat}
.cta-bg::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(11,27,58,1) 0%,rgba(11,27,58,.96) 38%,rgba(11,27,58,.55) 58%,rgba(11,27,58,.25) 80%,rgba(11,27,58,.35) 100%)}
.cta-txt{position:relative;z-index:3;padding:60px;color:#fff;max-width:640px}
.cta-txt h2{font-size:38px}
.cta-checks{display:grid;gap:12px;margin:26px 0 34px}
.cta-checks li{display:flex;align-items:center;gap:12px;font-size:16.5px}
.cta-checks svg{width:24px;height:24px;padding:4px;border-radius:50%;background:var(--amber);color:var(--green-d);flex:none}
.cta-checks svg use{stroke-width:2.6}

/* ── 면책 요건 (시안의 요금표 3칸) ── */
.req-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;align-items:stretch}
.req-grid>li{position:relative;background:#fff;border:1.5px solid var(--line);border-radius:22px;padding:38px 32px 32px;display:flex;flex-direction:column;transition:transform .7s var(--ease),box-shadow .7s var(--ease)}
.req-grid>li:hover{transform:translateY(-3px);box-shadow:0 18px 40px rgba(15,30,46,.07)}
.req-grid>li.on{border:2px solid var(--green);box-shadow:0 24px 50px rgba(47,107,255,.14)}
.req-pop{position:absolute;top:-1px;right:24px;background:var(--green);color:#fff;font-size:12px;font-weight:800;padding:6px 12px;border-radius:0 0 10px 10px}
.req-tag{font-size:13px;font-weight:700;color:var(--sub)}
.req-grid b{font-size:22px;font-weight:800;margin-top:4px}
.req-big{font-family:var(--serif);font-size:46px;font-weight:700;color:var(--ink);margin:16px 0 18px;line-height:1}
.req-big small{font-family:"Pretendard",sans-serif;font-size:15px;font-weight:600;color:var(--sub)}
.req-grid ul{display:grid;gap:12px;flex:1;margin-bottom:28px;border-top:1px solid var(--line);padding-top:22px}
.req-grid ul li{display:flex;gap:10px;font-size:14.5px;color:#3A4655;line-height:1.55}
.req-grid ul svg{width:18px;height:18px;flex:none;margin-top:2px;color:var(--green)}
.req-grid ul svg use{stroke-width:2.4}
.req-note{text-align:center;margin-top:28px;font-size:14px;color:var(--sub)}

/* ── 자주 묻는 질문 3칸 ── */
.faq{background:var(--bg)}
.faq-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.faq-grid li{background:#fff;border-radius:20px;padding:34px 30px;border:1px solid var(--line);position:relative}
.q-mark{display:inline-flex;width:44px;height:44px;border-radius:12px;background:var(--green-d);color:var(--amber);font-family:var(--serif);font-size:22px;font-weight:700;align-items:center;justify-content:center;margin-bottom:20px}
.faq-grid b{display:block;font-size:18px;font-weight:800;letter-spacing:-.02em}
.faq-grid p{font-size:14.5px;color:var(--sub);margin-top:12px;line-height:1.75}

/* ── 유형별 면책 사례 — 남색 띠로 가장 강조 (2026-10-07 미르: 체납자 대부분이 여기 해당) ── */
.cases{background:var(--green-d);color:#fff;position:relative;overflow:hidden}
.cases::before{content:"";position:absolute;right:-180px;top:-180px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(47,107,255,.28),transparent 70%)}
.cases .wrap{position:relative}
.cases .sec-head h2{font-size:38px;color:#fff}
.cases-desc{margin-top:16px;color:rgba(255,255,255,.72);font-size:16px;line-height:1.7}
.case-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.case-grid a{display:flex;flex-direction:column;height:100%;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:18px;padding:26px 24px 22px;transition:background .6s var(--ease),border-color .6s var(--ease),transform .6s var(--ease),box-shadow .6s var(--ease)}
.case-no{font-size:12px;font-weight:800;letter-spacing:.06em;color:var(--amber);transition:color .6s var(--ease)}
.case-ico{width:52px;height:52px;border-radius:14px;background:rgba(143,179,255,.14);color:var(--amber);display:flex;align-items:center;justify-content:center;margin:14px 0 18px;transition:background .6s var(--ease),color .6s var(--ease)}
.case-ico svg{width:26px;height:26px}
.case-grid b{display:block;font-size:18px;color:#fff;transition:color .6s var(--ease)}
.case-grid p{font-size:14px;color:rgba(255,255,255,.65);margin-top:6px;flex:1;transition:color .6s var(--ease)}
.case-go{display:inline-flex;align-items:center;gap:6px;margin-top:18px;font-size:13px;font-weight:700;color:rgba(255,255,255,.55);transition:color .6s var(--ease),gap .6s var(--ease)}
.case-go svg{width:15px;height:15px}
.case-grid a:hover{background:#fff;border-color:#fff;transform:translateY(-4px);box-shadow:0 22px 44px rgba(0,0,0,.25)}
.case-grid a:hover .case-no{color:var(--green)}
.case-grid a:hover .case-ico{background:var(--green);color:#fff}
.case-grid a:hover b{color:var(--ink)}
.case-grid a:hover p{color:var(--sub)}
.case-grid a:hover .case-go{color:var(--green);gap:10px}

/* ── 처리 사례 사진 카드 · 세금 상식 ── */
.stories{padding-top:0}
.story-grid,.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:40px}
.story-grid li,.news-grid li{border-radius:18px;overflow:hidden;border:1px solid var(--line);background:#fff;padding-bottom:22px;transition:transform .3s,box-shadow .3s}
.story-grid li:hover,.news-grid li:hover{transform:translateY(-6px);box-shadow:0 22px 44px rgba(15,30,46,.08)}
.story-grid .ph{height:250px;margin-bottom:18px}
.news-grid .ph{height:240px;margin-bottom:18px}
.story-grid b,.news-grid b{display:block;font-size:18px;padding:0 22px}
.story-grid small,.news-grid small{display:block;padding:6px 22px 0;font-size:13px;color:var(--sub)}
.news{background:var(--bg)}
.news-grid{margin-bottom:0}
/* 블로그 카드 — 워드프레스 최신 글 자리 (2026-10-15 · li → article 로 바꿈, 모양은 그대로) */
.news-grid article{position:relative;border-radius:18px;overflow:hidden;border:1px solid var(--line);background:#fff;padding-bottom:22px;transition:transform .3s,box-shadow .3s}
.news-grid article:hover{transform:translateY(-6px);box-shadow:0 22px 44px rgba(15,30,46,.08)}
.news-grid .nw-thumb{display:block}
.news-grid .nw-thumb::after{content:attr(data-ph)}
.news-grid .nw-thumb img{width:100%;height:100%;object-fit:cover;display:block}
.news-grid h3{margin:0;font-size:18px;padding:0 22px;line-height:1.45}
.news-grid h3 a::after{content:"";position:absolute;inset:0}
.news-grid p{display:none}
.news-grid time{display:block;padding:6px 22px 0;font-size:13px;color:var(--sub)}
.tag{display:inline-block;margin:0 22px 10px;font-size:12px;font-weight:800;color:var(--green);background:var(--green-l);border-radius:999px;padding:4px 10px}

/* ── 상담 상자 ── */
.ct-box{display:grid;grid-template-columns:1fr 520px;gap:50px;background:linear-gradient(135deg,var(--green-d) 0%,var(--green) 100%);border-radius:26px;padding:60px;color:#fff;position:relative;overflow:hidden}
.ct-box::after{content:"";position:absolute;right:-140px;bottom:-140px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(47,107,255,.2),transparent 70%)}
.ct-info h2{font-size:36px}
.ct-lead{color:rgba(255,255,255,.78);margin:14px 0 26px}
/* 상담 상자 왼쪽 — 큰 전화 카드 + 진행 3단계 + 주소줄 (2026-10-07 미르: 허전함 채우기) */
.ct-info{position:relative;z-index:1;display:flex;flex-direction:column}
.ct-call{display:flex;align-items:center;gap:18px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:20px 22px;transition:background .5s var(--ease),border-color .5s var(--ease)}
.ct-call:hover{background:rgba(255,255,255,.14);border-color:rgba(255,255,255,.3)}
.ct-call-ico{width:56px;height:56px;border-radius:16px;background:#fff;color:var(--green);display:flex;align-items:center;justify-content:center;flex:none}
.ct-call-ico svg{width:26px;height:26px}
.ct-call-txt{flex:1;display:flex;flex-direction:column;line-height:1.3}
.ct-call-txt small{font-size:13px;color:rgba(255,255,255,.7)}
.ct-call-txt b{font-size:30px;font-weight:800;letter-spacing:-.01em;margin:2px 0}
.ct-call-txt em{font-style:normal;font-size:13px;color:var(--amber)}
.ct-call-go{width:42px;height:42px;border-radius:50%;background:var(--green);display:flex;align-items:center;justify-content:center;flex:none;transition:transform .5s var(--ease)}
.ct-call-go svg{width:18px;height:18px}
.ct-call:hover .ct-call-go{transform:translateX(4px)}
.ct-sub{margin:30px 0 14px;font-size:13px;font-weight:700;color:rgba(255,255,255,.6);letter-spacing:.02em}
.ct-flow{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;counter-reset:cf}
.ct-flow li{position:relative;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:16px 14px}
.ct-flow li:not(:last-child)::after{content:"";position:absolute;right:-9px;top:50%;width:8px;height:8px;border-top:1.5px solid var(--amber);border-right:1.5px solid var(--amber);transform:translateY(-50%) rotate(45deg);z-index:1}
.cf-ico{width:34px;height:34px;border-radius:10px;background:rgba(143,179,255,.16);color:var(--amber);display:flex;align-items:center;justify-content:center;margin-bottom:10px}
.cf-ico svg{width:18px;height:18px}
.ct-flow b{display:block;font-size:15px}
.ct-flow small{display:block;font-size:12px;color:rgba(255,255,255,.6);margin-top:2px}
.ct-meta{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:auto;padding-top:26px;border-top:1px solid rgba(255,255,255,.12);font-size:13.5px;color:rgba(255,255,255,.78)}
.ct-meta li{display:flex;align-items:center;gap:7px}
.ct-meta svg{width:16px;height:16px;color:var(--amber)}
.ct-form{position:relative;z-index:1;background:#fff;border-radius:20px;padding:30px;color:var(--ink);display:grid;gap:14px}
.ct-form .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.ct-form label{min-width:0;display:grid;gap:6px;font-size:13px;font-weight:700;color:#3A4655}
.ct-form input,.ct-form select,.ct-form textarea{width:100%;min-width:0;border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;font:inherit;font-size:15px;color:var(--ink);background:#fff;resize:vertical}
.ct-form input:focus,.ct-form select:focus,.ct-form textarea:focus{outline:0;border-color:var(--green)}
.ct-form .agree{display:flex;align-items:center;gap:8px;font-weight:500;color:var(--sub);cursor:pointer}
.ct-form .agree input{width:17px;height:17px;padding:0;accent-color:var(--green)}
.form-msg{font-size:13px;font-weight:600;min-height:18px}
.form-msg.err{color:#C23B3B}
.form-msg.ok{color:var(--green)}

/* ── 바닥글 ── */
.ft{background:var(--ink);color:#B7C1CC;padding:80px 0 0}
.ft-top{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:44px}
.logo-white .logo-txt{color:#fff}
.logo-white .logo-txt small{color:#B7C1CC}
.ft-brand p{font-size:14px;margin-top:16px;line-height:1.7}
.ft h3{color:#fff;font-size:15px;margin-bottom:16px}
.ft li{font-size:14px;margin-bottom:9px}
.ft a:hover{color:#fff}
.ft-biz{border-top:1px solid rgba(255,255,255,.1);padding:24px 0 28px;font-size:13px;line-height:1.8;color:#8E9AA8;display:flex;justify-content:space-between;align-items:flex-end;gap:20px}

/* 카드 아래 빈자리를 채우는 신뢰 한 줄 (PC 전용, 휴대폰은 숨김) */
.sv-trust{display:none;align-items:center;gap:10px;background:var(--green-l);border-radius:12px;padding:12px 14px;font-size:13.5px;color:#3A4655}
.sv-trust svg{width:20px;height:20px;color:var(--green);flex:none}
.sv-trust b{color:var(--green-d)}
/* PC: 단계마다 카드 높이가 바뀌면 옆 제목과 아래 숫자 띠가 들썩인다 → 카드 높이를 고정하고 단추는 카드 아래쪽에 붙인다 (2026-10-07) */
@media (min-width:768px){
  .sv-body{min-height:612px;display:flex;flex-direction:column}
  .sv-body>.sv-step{flex:1;display:flex;flex-direction:column}
  .sv-body>.sv-step>.sv-nav,.sv-form .sv-nav{margin-top:auto}
  .sv-trust{display:flex!important;margin-top:auto}
  .sv-trust+.sv-nav{margin-top:12px}
  .sv-form{flex:1;display:flex;flex-direction:column}
  .sv-body .sv-step.sv-load{justify-content:center;padding:10px 0 16px}
  .sv-ring{width:62px;height:62px;margin-bottom:16px}
  .sv-load ul{margin-top:16px}
  .sv-load li{padding:10px 14px}
}

/* 프로그램 강조 · PC 떠 있는 단추 */
/* 히어로 [오른쪽에서 바로 조회] 를 누르면: 카드가 튀어 오르고 파란 빛 + 첫 답 칸 깜빡임 + 카드 위 말풍선 (2026-10-06 미르, 3번 방식)
   ★말풍선은 카드 '바깥 위'에 띄워 카드 내용과 겹치지 않게 한다 */
.sv-wrap{position:relative}
.sv-tip{position:absolute;right:22px;bottom:calc(100% + 14px);z-index:5;background:var(--green-d);color:#fff;font-size:14px;font-weight:700;padding:10px 16px;border-radius:10px;white-space:nowrap;box-shadow:0 10px 24px rgba(11,27,58,.25);opacity:0;transform:translateY(8px);transition:opacity .3s,transform .3s;pointer-events:none}
.sv-tip::after{content:"";position:absolute;right:28px;top:100%;border:7px solid transparent;border-top-color:var(--green-d)}
.sv-tip.on{opacity:1;transform:none}
.survey.pulse{animation:svPulse 1s cubic-bezier(.3,.7,.3,1)}
@keyframes svPulse{0%{transform:scale(1);box-shadow:0 0 0 0 rgba(47,107,255,.6),0 30px 70px rgba(11,27,58,.18)}30%{transform:scale(1.035)}100%{transform:scale(1);box-shadow:0 0 0 20px rgba(47,107,255,0),0 30px 70px rgba(11,27,58,.18)}}
.survey.pulse .sv-opt:first-child{animation:optBlink 1.1s ease 2}
@keyframes optBlink{0%,100%{border-color:var(--line);background:#fff}50%{border-color:var(--green);background:var(--green-l)}}
.sv-fab{position:fixed;right:28px;bottom:28px;z-index:60;display:flex;align-items:center;gap:8px;height:58px;padding:0 24px;border-radius:999px;background:var(--green);color:#fff;font-weight:800;font-size:16px;box-shadow:0 14px 34px rgba(11,27,58,.28);opacity:0;transform:translateY(20px);pointer-events:none;transition:opacity .3s,transform .3s}
.sv-fab svg{width:20px;height:20px}
.sv-fab.show{opacity:1;transform:none;pointer-events:auto}
.sv-fab:hover{background:#1F55E0}

/* 나타나기 */
.fade{opacity:0;transform:translateY(22px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.fade.in{opacity:1;transform:none}

/* ═══════════ 태블릿 ═══════════ */
@media (max-width:1180px){
  .nav{gap:20px}
  .hero-in{grid-template-columns:1fr 420px;gap:36px}
  .hero h1{font-size:48px}
  .about-in{grid-template-columns:1fr 1fr;gap:50px}
  .about-badge{right:-10px}
  .case-grid{grid-template-columns:repeat(2,1fr)}
  .ct-box{grid-template-columns:1fr;padding:44px}
}
@media (max-width:980px){
  .nav{display:none}
  .hero-in{grid-template-columns:1fr;padding-bottom:110px}
  .hero-photo{opacity:.45}
  .stats{grid-template-columns:repeat(2,1fr);row-gap:24px}
  .stats li:nth-child(3){border-left:0}
  .svc-grid,.why-grid,.steps{grid-template-columns:repeat(2,1fr)}
  .steps li::after,.steps li::before{display:none}
  .req-grid,.faq-grid,.story-grid,.news-grid{grid-template-columns:1fr}
  .about-in{grid-template-columns:1fr}
  .ft-top{grid-template-columns:1fr 1fr}
}

/* ═══════════ 휴대폰 — 자격 조회 프로그램만 ═══════════ */
@media (max-width:767px){
  html{scroll-padding-top:64px}
  .pc-only{display:none!important}
  .m-only{display:block}
  .hd-call.m-only{display:flex}
  .hd-in{height:62px}
  .logo-mark svg{width:30px;height:30px}
  .logo-txt{font-size:19px}
  .logo-txt small{font-size:13px}
  .hero{background:linear-gradient(180deg,var(--green-l) 0%,#fff 60%)}
  .hero-in{display:block;min-height:0;padding:22px 14px 26px}
  .hero-txt{padding:0 4px 14px}
  .hero h1{font-size:24px;line-height:1.33}
  .hero h1 .m-only{display:inline}
  .hero-sub.m-only{margin-top:8px;font-size:14.5px}
  .survey{border-radius:20px;box-shadow:0 16px 40px rgba(11,27,58,.14)}
  .sv-head{padding:18px 20px 14px}
  .sv-title{font-size:20px}
  .sv-body{padding:16px 16px 2px;min-height:0}
  .sv-q{font-size:18.5px}
  .sv-opt{padding:10px 12px;font-size:15px}
  .sv-opt .o-ico{width:30px;height:30px;border-radius:9px}
  .sv-opts{gap:8px;margin-top:14px}
  .sv-nav{margin-top:14px;padding-bottom:14px}
  .sv-opts.two{grid-template-columns:1fr}
  .sv-foot{padding:12px 18px 14px}
  .sv-body .sv-step.sv-load{padding:16px 0 22px}
  .sv-ring{width:54px;height:54px;border-width:4px;margin-bottom:14px}
  .sv-load ul{margin-top:16px}
  .sv-load li{padding:10px 12px}
  .m-trust{padding:6px 18px 30px}
  .m-trust ul{display:grid;gap:10px;background:var(--bg);border-radius:16px;padding:16px 18px}
  .m-trust li{display:flex;align-items:center;gap:10px;font-size:14px;color:#3A4655}
  .m-trust svg{width:20px;height:20px;color:var(--green);flex:none}
  .ft{padding:0 0 76px}
  .ft-biz{display:block;padding:20px 0;font-size:12px}
  .ft-copy{margin-top:6px}
  /* 아래 고정 전화 줄: 첫 화면에선 숨겨 자격 조회 [다음]을 가리지 않게, 조금 내리면 나타남 (2026-10-07) */
  .m-call{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:60;height:56px;border-radius:14px;background:var(--green-d);color:#fff;font-weight:800;font-size:16px;align-items:center;justify-content:center;gap:8px;box-shadow:0 12px 30px rgba(11,27,58,.35);transform:translateY(90px);opacity:0;transition:transform .5s var(--ease),opacity .5s var(--ease)}
  .m-call.show{transform:none;opacity:1}
  body.sv-form-on .m-call{transform:translateY(90px);opacity:0}
  .m-call svg{width:20px;height:20px;color:var(--amber)}
}